What Addresses should I use on the SPC Necessary Information for Filing? Should I used separate addresses?

August 6, 2014/

The DEBTORS address should not overlap with the other parties addresses.

A second address is necessary to create a clear separation between the parties. You do not want for any reason the Secured Party and DEBTOR to be confused or construed as the same party.

A great second address to use is that of a friend, family member or a P.O. box. As the SPC address is used for all correspondence we do not send mail sent to the DEBTORS address.

The Secured Party’s address is generally a tangible address such as that of a home or apartment, while the DEBTORS address is generally a P.O. Box, Receivership, or secondary home or apartment address.

The Sovereign Post does offer a great option for use as the DEBTORS address if you do not have another available to you: http://www.sovereignpost.com

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10 Comments

  1. Patrick Shawn Lamay on September 3, 2017 at 3:12 pm

    I have completed the non-negotiable charge back and registered it with the SOS in Michigan .I have run into a snag while filing the ucc-1 financing statement through the SOS.They are saying tht my filing is outside the scope of Article 9 ? Any suggesstions ?

    • Sovereign Filings on October 4, 2017 at 3:06 am

      File into a regional filing location for your region and file a notification with the state you are going to spend time in. If you use our services we can certainly help. If you wish to file yourself these are the instructions to follow although we can not guarantee that you will have the documents, the effectiveness of what you yourself create or that they will be up to date: https://makefreedom.com/you-file-instructions/

  2. DAMON JOHNSON on October 11, 2022 at 10:32 pm

    Can i use a P.O.Box for SPC, since my debtor is already using my address

    • Sovereign Filing Solutions on November 14, 2022 at 4:05 am

      Yes.

  3. Tyshon on January 17, 2023 at 4:13 am

    Hello peace andlove hope all is well. I seem to be having trouble finding the regional filing address for NEW JERSEY… Can someone help me with that ???

  4. nixaheer on July 28, 2025 at 5:34 am

    Hello when I filed for my trust I was instructed to use my old apartment address as my debtor address and I was told that I do not have to worry about any mail being sent to this address. I am not a little concerned and am wondering if I need to get a PO Box and change my debtor address to a PO Box. thank you

    • admin on August 19, 2025 at 8:32 pm

      It is correct that no mail in the process comes back to the DEBTORS address. Although…
      If you want to update the DEBTORS address on the public side you would do so with a UCC3.
      You can either use the basis of the LND from your after filing instructions that teaches you to file a UCC3 amendment yourself, or we have a service available as well to assist with updating records:

      UCC3 Amendments can be found here–> https://makefreedom.com/product-category/ucc3-amendment/

  5. dansmith073 on November 21, 2025 at 1:24 am

    Is it better to use my parents address for the Debtor address since it’s the address associated with the birth certificate, or is a P.O. Box a better option?

    • admin on November 24, 2025 at 11:53 am

      Either will with without issue. It really is your preference.

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