I have heard a lot of hype out there about this process making me wealthy is this true? Understand the process is a set of tools, a set of very powerful and versatile tools that can help you live your life better. Just like a hammer on a table it does not create a house without you first picking up the tools and using them to do so. So while the tools can help in achieving your goals it does not in and of itself reach the goals for you, but rather allows you a excellent way to do so. The Secured Party Creditor process is the car, you are the driver and wealth may be your destination. You must take control of your life to reach your goals. The process is about you being responsible for your own life and destiny, it is not about someone else giving you what they have for nothing.