The 90 Day Business Credit Accelerator – For Entrepreneurs Ready to Position Their Business for Real Funding

Position Your

Business for Funding, High Credit Limits, and Real Growth

Many
entrepreneurs have a business, but they are not always sure how to
grow it financially. Others simply do not have the time to go through
the process of building business credit the right way. As a result,
the business can sit for years without establishing the credit
profile that could open the door to larger opportunities.

During that
same time, the company could have been building active reporting
accounts, strengthening its credit profile, and positioning itself
for business loans, business credit cards, vehicle financing,
equipment purchases, and other assets under the business name.

This 90 day
program is designed for entrepreneurs who are ready to move beyond
simply owning a business and begin building one that is financially
credible, fundable, and positioned for growth.

Strong
business credit helps separate personal and business finances,
improves credibility with vendors and lenders, and creates a clearer
path toward higher limits and better financing opportunities.

When
structured correctly, business credit can help position your company
for store credit, fleet credit, business credit cards, equipment
financing, vehicle financing, and larger business opportunities.

.Phase
1

Business
Foundation and Credibility

Establish the
credibility signals lenders and business credit bureaus look for
before extending credit.

Business
legitimacy review

Business
listing optimization

Professional contact consistency review

Dun
and Bradstreet setup or verification

NAV
account setup for monitoring

Initial
fundability review

Included in
Starter, Growth, and VIP

↓

Establish
reporting vendor accounts and begin building your early business
credit profile.

Net
30 vendor strategy

Vendor
account setup guidance

Payment
timing guidance

Reporting
activity review

PAYDEX
development support

Starter: 3
vendor accounts valued at 300 each

Growth: 5
vendor accounts valued at 300 each

VIP: 5 vendor
accounts valued at 500 each

↓

Move beyond
starter vendor credit and begin positioning the business for broader
opportunities.

Store
credit pathway guidance

Fleet
credit preparation

Credit
profile strengthening

Business
credit usage strategy

Reporting
growth review

Starter:
Foundational guidance

Growth: Store
credit strategy

VIP: Store
credit and fleet credit strategy

↓

Prepare the
business for larger financial opportunities and stronger approval
potential.

Credit
profile review

Funding
readiness guidance

Business
credit card positioning

Asset
financing strategy

Growth
and opportunity planning

Starter:
General guidance

Growth: Credit
expansion consultation

VIP:
Personalized funding readiness consultation

Designed for
serious entrepreneurs who want the highest level of support, stronger
credit building value, and premium positioning for funding
opportunities.

Full
business listing optimization and credibility review

Registered
agent assignment assistance if needed

Dun
and Bradstreet profile setup and PAYDEX guidance

NAV
account setup for business credit monitoring

Five
VIP credit building vendor accounts valued at 500 each

Personalized funding readiness strategy

Guidance
toward business credit cards, store credit, and fleet accounts

Priority
support throughout the full 90 day program

Best for
business owners who want stronger reporting value, deeper strategic
guidance, and the most complete path toward funding readiness.

Ideal for
business owners who want to strengthen their profile, expand
reporting activity, and build greater credibility with lenders and
vendors.

Business listing
optimization across major directories

Dun and Bradstreet
setup or profile enhancement

NAV account setup
for monitoring business credit

Registered agent
assignment assistance if needed

Five business credit
building vendor accounts valued at 300 each

Strategic
guidance on maintaining positive payment history

Consultation on progressing to store credit and fleet
accounts

Structured
support throughout the 90 day program

Best for
businesses that want a stronger credit profile, more reporting
accounts, and a clear path toward credit expansion.

A professional
starting point for entrepreneurs who are ready to begin building
business credit with the right structure in place.

Business
credibility verification guidance

Dun and Bradstreet
profile setup or verification

NAV account
setup for business credit monitoring

Business listing
setup to strengthen company credibility

Three
business credit building vendor accounts valued at 300 each

Vendor credit usage
and payment strategy guidance

Support
throughout the full 90 day process

Best for
businesses at the beginning of the credit building process that need
a solid foundation and proper early structure.

 BUSINESS CREDIT DEVELOPMENT SYSTEM VISUAL GUIDE

90
DAY PROGRAM

┌─────────────────────────────────────────┐

│STARTER TIER │

│BUSINESS FOUNDATION & FUNDABILITY │

└─────────────────────────────────────────┘

│

│

▼

Establish
business credibility signals

lenders
and credit bureaus evaluate.

•
Business entity verification

•
EIN and bank account confirmation

•
Business listing optimization

•
Professional business contact setup

•
Dun & Bradstreet profile setup

•
NAV credit monitoring

Tiers
Included

Starter
✓ Growth ✓
VIP ✓

│

│

▼

┌─────────────────────────────────────────┐

│GROWTH – TIER 2 │

│VENDOR CREDIT DEVELOPMENT │

└─────────────────────────────────────────┘

Build
the initial reporting business

credit
tradelines.

Starter

• 3
vendor tradelines

•
~$300 Net 30 accounts

Growth

• 5
vendor tradelines

•
~$300 Net 30 accounts

VIP

• 5
vendor tradelines

•
~$500 Net 30 accounts

│

│

▼

┌─────────────────────────────────────────┐

│V.I.P. TIER 1 │

│CREDIT EXPANSION STRATEGY │

└─────────────────────────────────────────┘

Transition
from vendor credit to

larger
credit opportunities.

•
Store credit guidance

•
Fleet credit preparation

•
Credit profile strengthening

•
Payment history strategy

Tier
Access

Starter

•
foundational guidance

Growth

•
store credit strategy

VIP

•
store credit strategy

•
fleet credit pathway

│

│

▼

┌─────────────────────────────────────────┐

│PHASE 4 │

│FUNDING READINESS │

└─────────────────────────────────────────┘

Prepare
the business for financing

opportunities
and higher credit limits.

•
Fundability score evaluation

•
Business credit profile review

•
Business credit card strategy

•
Asset financing preparation

•
funding readiness consultation

Tier
Access

Starter

•
general guidance

Growth

•
credit expansion consultation

VIP

•
funding readiness consultation

•
asset financing strategy

•
business credit card strategy

│

▼

┌─────────────────────────────────────────┐

│OUTCOME │

│POSITIONED FOR FUNDING │

└─────────────────────────────────────────┘

Business
Credit Cards

Store
Credit Accounts

Fleet
Credit Accounts

Equipment
Financing

Vehicle
Financing

Business
Loans

The Business

Fundability

Score System

You position your service as
helping businesses achieve a Fundability
Score of 80–100,
which lenders prefer before extending credit.

Example scale:

Score	Meaning
0–40	High risk business
41–60	Developing credibility
61–80	Fundable business
81–100	Highly fundable

Your program helps move clients
through the score
levels.

The 5

Fundability

Categories

You evaluate each client in five
areas.

1. Business Legitimacy (20 Points)

Lenders want to see a real
business structure.

Checklist examples:

EIN established

Legal
entity active (LLC or corporation)

Business
bank account

Professional
website

Business
email domain

Phone
listed in directory

Example scoring:

Item	Points
Legal entity	5
EIN	5
Business bank account	5
Professional email/domain	5

2. Business Credibility (20 Points)

This affects vendor approvals.

Items include:

Business address consistency

Google
business listing

Secretary
of State listing

Professional
business phone

Website
presence

3. Credit Bureau Setup (20 Points)

This category includes:

Dun & Bradstreet profile

PAYDEX
score

Experian
Business file

Equifax
Business file

NAV
monitoring

4. Vendor Tradelines (20 Points)

This is where the Net-30 accounts
fit.

Example scoring:

Tradelines Reporting	Score
1–2	5
3–4	10
5–6	15
7+	20

5. Credit Expansion (20 Points)

Higher tier credit opportunities.

Examples:

Store credit approvals

Fleet
credit accounts

Business
credit cards

Equipment
financing eligibility

Total Score

Example:

Category	Score
Business Legitimacy	18
Credibility	15
Credit Bureau Setup	12
Vendor Tradelines	10
Credit Expansion	5

Total Fundability Score: 60

OUR
goal is during
the 90-day program
is to move the client to:

80+ Fundability Score which
is equivalent to a 700 personal credit score.

How This Helps Your Business

We are not simply selling:

“Net-30 accounts”

We are empowering your business
with a:

A Business Fundability
Optimization Program

which isfar more powerful and
valuable.

During the 90 Day Business Credit
Builder Program, we evaluate and strengthen the key areas lenders
review before extending credit.

Using our Business Fundability
Score System, we help position your company to become more credible
and funding ready.

Visual Roadmap

Business
Credit Development Roadmap

Step 1
Fundability Score
Assessment

Step 2
Business Credibility Setup

Step
3
Vendor Credit Development

Step 4
Credit
Expansion Strategy

Step 5
Funding Readiness

By the end of
the program, your business will have a stronger credit profile,
active reporting accounts, improved credibility, and a clearer path
toward funding opportunities, credit expansion, and asset financing
under the business name.

The longer a
business operates without building credit, the more opportunity may
be left on the table. This program is designed to help close that gap
with a more strategic and structured approach.

Contact Us at businesssolutions@makefreedom
or
Book an appointment with CJ here: CLICK HERE TO BOOK AN APPOINTMENT