The Foreclosure Estopple Method
Description
Overwhelmed by Your Mortgage? You Don’t Have to Face It Alone.
Step-by-Step Guidance for Homeowners Facing Foreclosure, Short Sales & Rising Mortgage Payments
Is your mortgage company becoming aggressive with potential legal
threats, payment increases, or a scheduled short sale / trustee sale? We offer support to help you stand your ground — with a calm, strategic, and empowered approach.
Why This Matters?
Most homeowners don’t realize that mortgage documents often contains legal violations or procedural errors.
These errors — if properly identified and presented — can slow down or
even stop foreclosure, support loan modification negotiations,used as an estoppel for short sales or lead
to foreclosure remedies.
Escrow shortages and interest rate changes must be properly disclosed and calculated — many are not.
Confidential. Strategic. Results-Focused.
We arm you with the information and guidance you need to protect your home and fight back with confidence.
Reclaim Control Over Your Mortgage — One Step at a Time
State-by-State Foreclosure & Mortgage Defense Guidance
Asked-by-demand. For those whose who picked up the The Foreclosure Remedy but do not know which way to go. Here is walkthrough guidance for those who have the audit and are not able to get their remedy.
Across
the U.S., thousands of homeowners are blindsided each year by confusing
mortgage changes, foreclosure threats, trustee sales, and aggressive
lender tactics. If you’re feeling like your back is against the wall — you’re not alone, and you are not powerless.
We specialize in non-legal, state-specific support
to help you navigate complex mortgage issues. Whether you’re dealing
with foreclosure proceedings, a short sale, or unexplained payment
hikes, our team is here to guide you step by step — with precision, care, and purpose.
🔎 What We Help With (Across All U.S. States)
✅ Foreclosure Support
If
you’ve received a Notice of Default, Summons and Complaint, or Sale
Date notice — we help you understand what’s happening in your specific state and how to respond effectively.
✅ Mortgage Payment Increases
Has your Mortgage servicing company suddenly raised your monthly payment? We break it down with analysis,
identify possible miscalculations, and assist in crafting a response —
especially in judicial and non-judicial foreclosure states where
timelines matter.
✅ Short Sales & Trustee Sales
We
guide you through the complex paperwork, timelines, and risks of short
sales and trustee auctions — helping protect your rights, equity, and
credit profile and we help you avoid unnecessary losses or exposure to future liability.
✅ Strategic Document Reviews
We perform detailed walk-through of your mortgage documents, notices, and servicing letters. We’re looking for state-level violations, procedural flaws, or patterns of abuse — which could be used to slow or stop aggressive action by lenders.
✅ Custom Audit Reports
We
generate professional reports you can use in negotiations, mediation,
or provide to your attorney — clearly outlining discrepancies, errors,
or servicing issues relevant to your state’s foreclosure laws.
✅ Attorney Referral Support
While we are not attorneys and cannot offer legal advice, we refer you to qualified local legal professionals who understand your state’s foreclosure and consumer protection laws.
📌What We Provide:
Detailed Mortgage Review: We walk you through every line of your mortgage documents to identify errors, inconsistencies, or potential violations.
Foreclosure & Trustee Sale Defense: We guide you on what to do before and after receiving foreclosure notices, including last-minute sales or auction threats.
Payment Hike Assistance:
If your monthly mortgage suddenly increased, we’ll investigate and help
you challenge unjustified escrow recalculations, rate adjustments, or
servicing errors.Forensic Audit Reporting: We recommend doing the Foreclosure Remedy Process(Not recommended for HELOCS)
Referrals to Legal Help:
While we are not attorneys and do not give legal advice, we can connect
you with trusted foreclosure defense team and consumer rights
advocates if you choose.
State-Level Tips Homeowners Appreciate
Each state has its own foreclosure process — some are judicial (like Florida and New York), some are non-judicial (like California and Texas). Timing is everything. We help you understand your local timeline and what actions you must take — fast.
Lender violations can vary state to state. Some states require extra notices, settlement conferences, or even homeowner outreach before a foreclosure can proceed. We help you identify what’s missing.
Trustee sale notices in non-judicial states often include key errors (wrong address, insufficient notice time, or unclear reinstatement instructions). We help spot and document these flaws.
Reinstatement and redemption rights vary depending on where you live — we’ll explain your state’s rules and how much time you really have to act.
Loan modification rules are
often influenced by local court programs or state attorney general
settlements — we can guide you through that maze.
Tiered Pricing Model – One-Time Fees
(Monthly Retainer Included – See Note Below)
Tier | What’s | Price |
---|---|---|
Tier | Full review | $400 |
Tier | Investigation | $350 |
Tier | Strategic | $500 |
Tier | In-depth | $600 |
Tier | Guidance and | $600 |
Tier
6 – Monthly
Support Retainer for Ongoing Support
In-depth
audit with documented findings. Professionally formatted to be
submitted to legal counsel or used in negotiations or mediation.
$650
Why Choose Us?
We specialize in state-by-state support. Our team studies the unique laws, deadlines, and foreclosure defenses in all 50 states — not just federal guidelines.
We educate while we support. Every step comes with clear explanations so you feel empowered, not overwhelmed.
We respect your privacy and dignity. Privacy and Discretion is everything when handling these types of cases. Every case is handled with compassion, confidentiality, and without pressure.
🎯 The Bottom Line:
Most people don’t realize that their foreclosure or mortgage problem might be defensible — until it’s too late. You don’t need to be a legal expert — you need a strong, informed support to help you ask the right questions and take the right steps.
📞 Take the First Step Today
💬 Free Initial Consultation book here
📍 Help Available in All 50 States
🛑 We’re Not Attorneys — But We’ll Help You Prepare Like One
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Refund Policy
Privacy Policy & Service Disclaimer
Effective Date: 07/04/2025
1. Privacy Commitment
SFS/MakeFreedom respects your privacy and is committed to protecting your personal information in accordance with the laws of all 50 U.S. states. This policy outlines how we collect, use, store, and protect your data when you engage with our services.
2. Information We Collect
We may collect personal information including, but not limited to:
Name, address, phone number, and email
Mortgage and property documentation voluntarily submitted
Communication records and service-related documents
We will never sell, rent, or share your personal information with third parties except:
With your express written consent
To comply with lawful subpoenas or court orders
To refer you to legal counsel or service providers at your request
3. Data Security
All client documents and information are stored using commercially reasonable administrative, physical, and technical safeguards. Access is restricted to authorized personnel only.
Service Agreement & Legal Notice
4. No Legal Advice
We are not attorneys and do not provide legal advice, legal representation, or act in the capacity of licensed legal professionals. All services are offered for educational, informational, and strategic support purposes only. Clients are encouraged to consult with licensed attorneys for legal representation or advice.
5. Assumption of Risk & Waiver of Defenses
You must be responsisible for your own affairs. By engaging our services, you acknowledge and accept that all actions taken in response to our services are done at your own discretion and risk. You hereby waive any and all legal defenses, claims, or actions against us arising from the use of our services.
This includes, but is not limited to:
Financial outcomes
Property loss
Lender interactions
Disputes with third parties
6. No Refund Policy
All payments are final and non-refundable. Due to the nature of professional research, documentation, and customized support, we do not offer refunds under any circumstances once services have commenced.
7. No Arbitration / Venue of Legal Disputes
By using our website or services, you expressly agree that any disputes shall be resolved solely through litigation in the state and county of our principal business location, and you waive any right to arbitration or class action. You further consent to jurisdiction and venue in that location.
8. Prohibition on Public Complaints or Defamation
You agree not to publish, broadcast, or post complaints, allegations, or defamatory statements regarding our services without first:
Notifying us in writing
Allowing thirty (30) days to resolve the matter privately
Failure to follow this process constitutes a breach of this agreement, and may subject you to civil liability for defamation, tortious interference, and/or reputational harm.
9. Limitation of Liability
To the fullest extent permitted by law, [Your Company Name] and its affiliates shall not be liable for any indirect, incidental, special, or consequential damages arising out of or relating to the use of our services, including lost opportunities, equity, or legal claims.
10. Changes to This Policy
We reserve the right to update this Privacy Policy & Disclaimer at any time. Continued use of our website or services after updates constitutes agreement to the revised terms.
11. Contact Information
For privacy concerns or legal correspondence, contact:
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